Your privacy is important to us

Privacy Policy

Effective July 26, 2026

MJC Financial Fitness LLC recognizes that our relationships with current and prospective clients are built on trust and integrity. Protecting your privacy and safeguarding your personal information are fundamental to that relationship. We place the highest value on the information you share with us and are committed to handling it responsibly.

MJC Financial Fitness LLC does not sell your personal information. We do not disclose your personal information to unaffiliated third parties except as permitted or required by law, or as necessary to provide our services to you.

Who This Policy Covers

This Privacy Policy applies to current, former, and prospective clients, and to any individual who provides us with nonpublic personal information in connection with an inquiry about our services. It is provided to clients at the outset of the relationship and annually thereafter.

Information We Collect

We collect information about you to provide financial planning and investment advisory services and to comply with applicable federal and state laws and regulations. The types of nonpublic personal information we may collect and maintain include information you provide to us during meetings, consultations, or through documents, which may include your name, address, email address, telephone number, Social Security number, date of birth, and financial information; information we generate in the course of providing advisory and planning services; information we receive from third parties, such as custodians, clearing firms, or other service providers, as permitted by law; and recordings, transcripts, and notes of meetings where you have consented to recording.

How We Use Your Information

We use your information to deliver financial planning and investment advisory services, maintain and service your account, respond to inquiries and requests, and fulfill legal, regulatory, and compliance obligations.

Information We Disclose

MJC Financial Fitness LLC may disclose nonpublic personal information about you to unaffiliated third parties only as permitted by law, and only as necessary to provide or support our services.

Our service providers include custodians and clearing firms; portfolio management, financial planning, and risk analysis platforms; client relationship management systems; document and tax analysis tools; communications, messaging, and archiving providers; and compliance systems. Some of these platforms use automated or artificial-intelligence features to process information in the course of providing their services to us, for example generating notes from a recorded meeting or extracting figures from a tax document. We do not enter your information into general-purpose artificial-intelligence tools outside these established service-provider relationships, and we do not authorize any service provider to use your information for its own marketing purposes.

Except as described above, we will not disclose your personal information unless you provide prior written consent, we have documentation that the recipient is your authorized representative, or we are required or permitted by law to disclose the information. Third-party service providers engaged by MJC Financial Fitness LLC are subject to confidentiality obligations under their agreements with us.

Meeting Recordings

We record meetings with clients and prospective clients, and use software tools to generate transcripts and notes from those recordings, only where all participants have consented. Illinois law requires the consent of all parties to record a private conversation. You may decline recording, or withdraw consent at any time, without affecting the advice you receive, the services available to you, or your fees. Recordings and notes are treated as business records and retained as described below.

How We Protect Your Information

MJC Financial Fitness LLC maintains physical, electronic, and procedural safeguards designed to protect your nonpublic personal information from unauthorized access, misuse, or disclosure. These safeguards are described in our written Data Security Program, which the firm reviews at least annually.

We do not share mobile information, including text messaging opt-in data or consent, with third parties for marketing or promotional purposes.

How Long We Keep Your Information

We retain client records for the period required by applicable law and, as a matter of firm policy, for five years from the end of the fiscal year in which the record was created, longer where a longer period is required. When information is no longer needed for business or legal purposes, it is securely disposed of.

If Information Is Compromised

If we determine that your nonpublic personal information has been acquired by an unauthorized person, we will notify you consistent with the Illinois Personal Information Protection Act and any other applicable law, in the most expedient time possible and without unreasonable delay. Our written Data Security Program sets out the steps we take to investigate, contain, and respond to a security incident.

Questions or Concerns

MJC Financial Fitness LLC

4419 N Richmond Street, Chicago, IL 60625

mchrisler@mjcfinancialfitness.com

312.210.0665