Your privacy is important to us

Privacy Policy

Effective August 1, 2026

Our relationship with you is built on trust. Protecting your privacy and safeguarding your personal information are part of that, and we take both seriously. We do not sell your personal information. We do not share it with anyone outside our firm except as described below or as required by law.

Who This Policy Covers

This policy applies to our current, former, and prospective clients, as well as to anyone who provides us with personal information when inquiring about our services. We provide it when you become a client and once a year after that.

What We Collect

We collect the information we need to provide financial planning and investment advisory services, as well as to meet our legal and regulatory obligations. Depending on the services you use, that may include: Identifying information, such as your name, address, email address, phone number, date of birth, and Social Security numberFinancial information, such as income, assets, liabilities, account balances, holdings, tax information, and goalsInformation we create while working with you, such as plans, analyses, notes, and correspondenceInformation from others who help serve you, such as custodians and other financial institutions, when you have authorized it or the law permits it

Why We Collect It

To deliver our services, maintain and service your accounts, respond to you, and meet legal, regulatory, and recordkeeping requirements.

What We Share, and With Whom

We share your information only when necessary to serve you or when the law requires it. With companies that help us run the firm. Custodians and other financial institutions that hold or service your accounts, and the software providers we use for portfolio management, planning, client records, document handling, communications, archiving, and compliance. We may share the categories of information described above with them, and only what they need. Their handling of your information is governed by their agreements and published terms with us. When you tell us to. With anyone you authorize in writing, and with anyone we have documentation showing is your authorized representative. When the law requires or permits it. Including responding to regulators, subpoenas, and legal process. We do not share your information with anyone for their own marketing purposes, and we do not sell it. We do not report information about you to consumer reporting agencies.

Former Clients

We treat your information the same way after our relationship ends as we did during it. We keep what our recordkeeping obligations require, and we share it only in the same limited circumstances described above.

Your Choices

Because we share your information only in the limited ways described above, and each of those is permitted without your consent under federal privacy law, there is nothing for you to opt out of. We do not have a category of sharing that requires an opt-out, and we do not intend to create one. If that ever changes, we will tell you first and give you the chance to say no.

Technology and Artificial Intelligence

The software we use to run the firm increasingly includes automated and artificial intelligence features, such as generating notes from a recorded meeting or extracting figures from a document. We handle this the same way we handle any other service provider. Before we adopt a platform for client work, we review what the provider commits to do with the information we give it, and we keep a written record of that review. Our written AI Use Policy sets out how we make those decisions and which tools are approved for client information.

Recorded Meetings

We record meetings only when everyone participating has agreed to it, which is stricter than Illinois law requires. We use software to create notes and transcripts from those recordings. You can decline, or change your mind later, and it will not affect the advice you receive, the services available to you, or what you pay.

How We Protect Your Information

We maintain physical, electronic, and procedural safeguards designed to protect your information from unauthorized access, use, or disclosure. Our written Data Security Program describes these safeguards, and we review it at least annually.

How Long We Keep It

We keep your information for as long as our legal and regulatory recordkeeping obligations require, and no longer than is necessary. When we no longer need it, we dispose of it securely.

If Something Goes Wrong

If we determine that your personal information has been acquired by an unauthorized person, we will promptly notify you, as required by the Illinois Personal Information Protection Act and any other applicable law, without unreasonable delay. Our Data Security Program describes how we investigate and respond to incidents.

Text Messages

We do not share mobile information, including text messaging opt-in data or consent, with third parties for marketing or promotional purposes.

Changes to This Policy

If we change how we handle your information, we will update this policy and notify you.

Questions

MJC Financial Fitness LLC

E: mchrisler@mjcfinancialfitness.com

P: 312.210.0665

If you would like to reach us by mail, contact us at the email or phone number above, and we will provide a mailing address.